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The Accident Just Happened, and Everything Changed

One moment you were driving normally, perhaps heading to work, picking up groceries, or taking your children somewhere important. The next moment, another driver crashed into you. The impact was jarring. The sound was terrifying. Now you’re dealing with pain you’ve never felt before, and your car may be totaled.

You’re shaken, confused, and probably hurting more than you initially realized. The other driver’s insurance company has already called, asking questions and requesting statements. You’re wondering about medical bills, car repairs, and how long you’ll be unable to work. The whole situation feels overwhelming.

We understand because we see the aftermath of car accidents every day. You’re not just dealing with vehicle damage. You’re facing injuries that may affect you for weeks, months, or even years. Louisiana law recognizes the serious impact car accidents have on your life and provides specific ways to recover compensation for every aspect of your losses.

Why Car Accidents Cause More Damage Than You Expect

Modern vehicles are designed to protect occupants, but the human body wasn’t designed to handle the sudden forces created when two vehicles collide. Even seemingly minor accidents can cause significant injuries that don’t become apparent immediately.

Common car accident injuries include:

  • Whiplash and neck injuries from sudden back-and-forth motion
  • Back and spinal injuries from impact compression
  • Concussions and traumatic brain injuries from head impacts
  • Broken bones from being thrown against vehicle interiors
  • Soft tissue injuries affecting muscles, tendons, and ligaments
  • Internal injuries that may not cause immediate symptoms
  • Psychological trauma from the fear and shock of the collision

Adrenaline masks pain initially, making you feel fine at the accident scene. Hours or days later, you realize the full extent of your injuries. This is why seeking medical attention promptly is crucial, even when you feel relatively normal immediately after the accident.

Our Louisiana Car Accident Results

When negligent drivers cause accidents, Louisiana law requires them to compensate you fully for your losses. We’ve proven this principle with significant recoveries:

  • $49 million for serious bodily injury from an impaired driver accident
  • $7 million for severe injuries from a rear-end car accident
  • $6.9 million for severe injuries caused by safety violations
  • $4 million for severe injuries from safety violations

These results represent the real cost of car accidents: extensive medical treatment, lost income, vehicle replacement, and the disruption these injuries cause to your daily life and future plans.

Louisiana Car Accident Law

Louisiana follows specific legal principles that determine how car accident cases are resolved. Understanding these laws helps you protect your rights and maximize your compensation.

Louisiana Civil Code Article 2315 allows you to recover both economic and non-economic damages when someone else’s negligence causes your accident and injuries.

Comparative fault system: Louisiana law recognizes that sometimes multiple parties contribute to accidents. Even if you bear some responsibility, you can still recover compensation as long as your fault is less than the other driver’s. Your compensation adjusts proportionally based on each party’s percentage of fault.

For example: If the other driver ran a red light but you were slightly over the speed limit, a jury might find you 20% at fault and the other driver 80% at fault. You would recover 80% of your total damages.

Two-year statute of limitations: Louisiana requires personal injury lawsuits to be filed within two years of the accident date. This deadline is firm with very few exceptions. Missing this deadline means you lose your right to seek compensation through the courts, regardless of how severe your injuries become.

Types of Compensation Available

Louisiana law allows you to recover both economic and non-economic damages for car accident injuries.

Economic damages include:

  • All medical expenses, past and future, including emergency room treatment, surgery, rehabilitation, and ongoing care
  • Lost wages from time missed at work due to injuries
  • Reduced earning capacity if injuries prevent you from returning to your previous work
  • Property damage including vehicle repair or replacement
  • Transportation costs to medical appointments
  • Prescription medications and medical equipment
  • Home modifications if injuries require accessibility changes

Non-economic damages address:

  • Physical pain and suffering from your injuries and medical treatment
  • Mental anguish and emotional distress from the trauma of the accident
  • Loss of enjoyment of life when injuries prevent previous activities
  • Disability and disfigurement affecting your daily life
  • Impact on family relationships when injuries change your role in the household

The value of your case depends on specific factors:

  • Severity and permanence of your injuries
  • Your age and career before the accident
  • How the injuries affect your ability to work and enjoy life
  • The clarity of liability and evidence of the other driver’s negligence
  • Whether the other driver was intoxicated, texting, or engaged in other dangerous behavior

Common Causes of Car Accidents in Louisiana

Understanding how accidents happen helps establish liability and build strong cases for compensation.

Distracted driving including texting, talking on phones, eating, or adjusting controls while driving causes thousands of accidents annually. Louisiana law prohibits texting while driving, and violations create strong evidence of negligence.

Drunk driving remains a serious problem throughout Louisiana. Drivers with blood alcohol content above 0.08% face criminal charges, but civil liability applies even at lower levels when alcohol impairs driving ability.

Speeding reduces reaction time and increases crash severity. Speed limit violations create evidence of negligence, and excessive speed often indicates reckless behavior that may warrant punitive damages.

Running red lights and stop signs causes devastating side-impact collisions. Traffic camera footage and witness testimony often provide clear evidence of these violations.

Following too closely leads to rear-end collisions when traffic slows suddenly. The following driver typically bears primary responsibility for these accidents.

Fatigue and drowsy driving impairs reaction time and judgment similarly to intoxication. Commercial drivers face specific regulations about rest periods, but all drivers have a duty to drive only when alert.

The Insurance Company Problem

Insurance companies begin protecting their interests immediately after accidents. They call quickly, often while you’re still receiving medical treatment, seeking to obtain statements and settle claims before you understand your injuries’ full extent.

Common insurance company tactics:

  • Requesting recorded statements before you’ve consulted with an attorney
  • Asking you to sign medical releases giving them access to all your health records
  • Offering quick settlements that seem generous but don’t account for future medical needs
  • Claiming their insured wasn’t at fault or that you contributed to the accident
  • Arguing that your injuries aren’t as severe as claimed or were pre-existing
  • Using delay tactics to pressure you into accepting inadequate settlements

Their timeline differs from your recovery timeline. They need to close claims quickly to control costs. You need time to understand how your injuries will affect your life long-term. Many car accident injuries reveal their true severity weeks or months after the initial trauma.

We handle all insurance company communications while you focus on medical treatment and recovery. We investigate immediately to preserve evidence and protect your rights throughout the claims process.

Evidence in Car Accident Cases

Building strong car accident cases requires comprehensive evidence that establishes both liability and the full extent of your damages.

Immediate evidence includes:

  • Police reports documenting the accident scene and any citations issued
  • Photographs of vehicle damage, accident scene, and your injuries
  • Witness statements from people who saw the accident occur
  • Cell phone records showing whether drivers were texting or talking
  • Traffic camera or surveillance footage from nearby businesses

Medical evidence documents:

  • Emergency room treatment and diagnostic testing
  • All medical treatment from doctors, physical therapists, and specialists
  • Diagnostic imaging showing the extent of injuries
  • Treatment records and rehabilitation progress notes
  • Medical expert testimony about your prognosis and future needs

Financial evidence includes:

  • Employment records showing your income and missed work time
  • Medical bills and insurance payments
  • Vehicle repair estimates or replacement costs
  • Documentation of other expenses related to your injuries

We begin collecting evidence immediately because crucial information disappears quickly after accidents. Witnesses become unavailable. Physical evidence gets cleaned up. Surveillance footage gets recorded over.

What to Do After a Car Accident

Seek medical attention immediately, even if you feel fine initially. Adrenaline masks pain and injuries may not become apparent for hours or days. Medical documentation from immediately after the accident is crucial evidence.

Document everything including photographs of vehicles, the accident scene, and any visible injuries. Keep records of all medical treatment, missed work, and expenses related to the accident.

Don’t give recorded statements to insurance companies without legal representation. These statements can be used against you later, even when you’re trying to be honest and cooperative.

Don’t sign documents from insurance companies, especially medical releases, without understanding their implications. These releases often give insurers access to your entire medical history.

Preserve evidence including damaged clothing, medical records, and any physical evidence from the accident scene.

How We Handle Car Accident Cases

Immediate response: We begin investigating your case within 24 hours, preserving evidence and communicating with insurance companies to protect your rights.

Medical coordination: We work with your medical team to ensure proper treatment and documentation. We arrange consultations with specialists when needed and ensure your medical records clearly explain the connection between the accident and your injuries.

Insurance negotiation: We handle all communication with insurance companies, presenting comprehensive evidence of liability and damages. We negotiate based on your actual losses, not their initial low-ball offers.

Litigation preparation: We prepare every case for trial while pursuing fair settlement negotiations. Many car accident cases settle when insurance companies face comprehensive evidence and the prospect of jury verdicts.

Family support: We understand car accidents affect entire families. We work with family members to document how your injuries have changed everyone’s lives and ensure settlements account for these impacts.

Your Legal Rights and Protections

Louisiana law provides specific protections for car accident victims that ensure you receive fair compensation for your losses.

Right to medical treatment: You have the right to receive necessary medical care for accident-related injuries. Insurance companies cannot dictate your medical treatment or force you to accept inadequate care.

Right to legal representation: You have the right to consult with attorneys before giving statements or signing documents. Insurance companies must respect this right.

Right to full compensation: Louisiana law requires negligent drivers to compensate you for all your losses, not just immediate medical bills and vehicle damage.

Protection against unfair tactics: Louisiana law prohibits insurance companies from engaging in unfair claims practices, including unreasonable delays and lowball settlement offers.

Time Is Critical

Louisiana’s one-year statute of limitations creates urgency around legal action. Car accident cases require time to fully develop medical evidence and negotiate with insurance companies. Starting the legal process early ensures we can meet all deadlines while building the strongest possible case.

Evidence disappears quickly after accidents. Physical evidence gets cleaned up. Witnesses move away or forget details. Surveillance footage gets recorded over. Starting investigation immediately preserves crucial evidence.

Medical treatment creates evidence, but only if properly documented and explained. Working with attorneys from the beginning ensures your medical records clearly establish the connection between the accident and your injuries.

What to Expect

Free consultation: We review the circumstances of your accident, explain your legal rights, and outline how we’ll approach your case. This consultation costs nothing and creates no obligation.

No fees unless we win: We advance all case expenses and charge no attorney fees unless we recover compensation. If we don’t succeed, you owe us nothing for legal services.

Comprehensive case development: We handle all aspects of your case while you focus on medical treatment and recovery. We keep you informed about important developments without overwhelming you with unnecessary details.

Settlement or trial: We pursue fair settlements while preparing every case for trial. Car accidents often settle for substantial amounts when insurance companies face comprehensive evidence and experienced legal representation.

Your Next Step

Your car accident has disrupted your life in ways you’re still discovering. The injuries may be more serious than initially apparent. The financial impact could be substantial. Louisiana law requires the negligent driver to compensate you for every aspect of your losses.

We’ve recovered millions of dollars for people facing circumstances similar to yours. We understand the medical, legal, and financial issues involved in car accident cases. We know how to investigate these cases thoroughly and prove the full value of your claim.

Call (318) 221-1508 now for your free consultation. We’re available 24/7 because car accidents don’t happen on schedule.

Don’t let insurance companies take advantage of your situation while you’re focused on recovery. We’re ready to start protecting your rights immediately.

Your consultation is completely free. You pay nothing unless we recover compensation. Call now – we’re here to help you through this difficult time.

Lawyers trey and justin

“We look at your case as a whole. Not just what’s happened since the wreck or since the time that your life has changed. But also, what it’s going to look like in the future.” 

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  • Trial Tested

    95% of injury cases will settle out of court and for the few that go to trial it is to achieve a just result for the client. Insurance defense firms, know we can and will go to trial, and they know we have been successful before juries or benches. Our reputation will help keep them honest and negotiate fairly.
  • Compelling Results

    There are plenty of good lawyers in Louisiana that can handle small cases but when your injuries are serious and your future is uncertain then hiring the right firm is paramount. We have a history of delivering results for others in similar circumstances. Compare our results, not just the highest valued ones, but the volume of significant results.
  • Negotiate From Strength

    Our practice is exclusively injury law. This means we have probably represented a case like yours. Companies know we will go to trial, they know we will be prepared, they know we will fight hard, and they know the results we achieved for others. Companies are more likely to get to a fair offer sooner.
  • Trusted by other Attorneys

    A significant number of other attorneys refer their cases to Morris & Dewett. They trust us to maximize value for their clients and achieve the justice they seek. It is not uncommon, for defense attorneys on the other side to send their loved ones to us, because they have seen the quality of our work firsthand.
  • connected to Medical Expertise

    We have relationships with the best doctors in the state to help your recovery and act as expert witnesses on your behalf. Real doctors with expertise ready to give you the best care. We only take Real Cases with Real Injuries which is why we work with the best professionals.
  • Powerful Reviews

    It is not enough for us to deliver results. Our significant number of Five-Star reviews demonstrate that we focus on treating our clients well through the process. We have a people first, high touch, and transparent process.

"I quickly, learned two rules in this business.

First, defendants in an injury suit put up obstacles and barriers. They want the case to take as long as possible, because it wears the plaintiff down. I have learned that if you run at those barriers hard enough, and fast enough, many of them will disappear.

Second, "The fastest way to settle a case is to prepare for trial. Insurance companies know which firms will go to court, which will not, and who can win. It is important to choose a firm that is committed to the results you want.”

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schedule your free case evaluation

Our team of intake specialists is ready to listen to you and gather all the information for a free, confidential case evaluation. We will hear you out, take what you say seriously, and then round up with our legal team.

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Our lawyers will provide you with no-obligation feedback on your case, usually on the same day, but no later than 24 hours. We will give you the appropriate course of action for your situation.

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Morris & Dewett works your case

If your case is a good fit for our firm and you graciously allow us to represent you, our team will begin working immediately. We will investigate, send the appropriate letters to stop insurance companies from harassing you, and start your medical recovery.

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Our Client Process is transparent

Our internal process is transparent with high levels of communication from the opening of your case to the final handshake. Our firm will promptly return your phone calls and keep you informed. You will know the exact status of your case. Our case managers and attorneys are committed to making a difficult situation as stress-free as possible.

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Nakiyah C.
Lizzie helped me out so much with my family’s case I highly recommend her
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Hallie W.
Great firm.
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Julie Danieles H.
Top notch place and people!
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Marcus S.
Great service
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