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To begin your car accident claim, we will want to ask one question: “Why did the crash happen?” Figuring out the cause of your car accident is a crucial step in uncovering liability, which determines who we should name as the defendant in your claim or lawsuit. Investigating the scene of the crash and analyzing available evidence can help us uncover the cause and progress your case.
Several common causes of car accidents include:
When we determine who caused your car accident and how, we will file against their relevant insurance policies to demand compensation in your name.
The damages that you could be owed in your car accident claim include:
Louisiana is a pure comparative negligence state. Under this system of liability rules, you can sue another driver involved in your car accident, even if that driver was just 1% at fault. In other words, you could sue if your mistake primarily caused the car accident.
However, there is usually little reason to pursue a claim if you were mostly at fault for your crash because you will probably owe more money to the other drivers than what you could collect from them. When we are working on your case, we will try to minimize your liability with convincing evidence as much as we can, hopefully down to 0% or something close.
Hiring a car accident attorney is technically optional because you can represent yourself in your claim. Self-representation is not recommended if your case is serious, though.
You should at least talk to a car accident attorney if:
if you aren’t familiar with Louisiana’s liability laws or you don’t know how to interact with an insurance company, then you can benefit from a car accident lawyer’s help. At Morris & Dewett Injury Lawyers, we offer FREE consultations to help you uncover your options and decide if you want to hire an attorney without paying anything first.
>Hiring a car accident attorney from Morris & Dewett Injury Lawyers costs you nothing upfront due to our free initial consultations and contingency fee agreements. Working for a contingency fee means that we aren’t paid any attorney fees unless we end your case in your favor, such as with a settlement or award. The amount we are paid if we win is equal to a percentage of your winnings, too, so it never exceeds what you can afford.
When you file a car accident claim, you will get a response from the other driver’s insurance company, usually within 30 days or less. The response will say if they accept your claim, or if they reject it and want to negotiate. Most of the time, insurance companies reject a claim initially in hopes that the claimant gives up. At that point, our lawyers will continue to gather evidence, construct arguments, and prepare for negotiations, mediation, litigation, or all three.
In a best-case scenario, it might take a car accident case a few months to settle. There is always some back-and-forth and waiting for response deadlines, which is why it is rare for a case to take less than 90 days. If your case is complicated or has a high damage value, then you should expect it to take much longer. It is not unusual for complex cases to take 12 months or longer to settle.
“We focus on being the best at 3 things: preparing hard for our cases, making sure we deliver what clients need, and making sure they are treated well throughout the process.”
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