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Texas is unique in that it does not require employers to purchase workers’ compensation coverage for its workers. Although, many employers still choose to purchase some form of workers’ comp insurance because it protects them and their companies from liability if something goes wrong and a worker is hurt on the job.
If you suffered an injury while working in Marshall, Texas, come to Morris & Dewett Injury Lawyers for legal counsel and guidance. Our workers’ compensation lawyers can help you discover and use your options after being hurt at work. You might be covered by workers’ compensation and not know it. Or you could not be covered but still have a way to seek a recovery.
Workers’ compensation is a unique type of insurance that employers can buy to cover some or all of their workers. It is a no-fault-based insurance system that does not depend on establishing liability to provide benefits to an injured claimant. Instead, a covered worker should be eligible for benefits if they are hurt while performing a job-related duty, even if the injury happens because of their own negligence.
Importantly, workers’ compensation applies to workplace accidents. If your injury was not caused by an accident but instead by some form of willful negligence, then you might be disqualified from receiving workers’ comp. For example, if you were running down a hallway that you knew was freshly mopped, slipped, and fell, then you might not have a valid claim.
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