The Insurance Company Trap Every Driver Should Know


After a car accident, it can be difficult to work with insurance companies. They may try to pressure you into giving a recorded statement or accept a low settlement offer. It’s important to know your rights and consult with an experienced car accident attorney before speaking with the insurance company. Our Texas and Louisiana car accident attorneys have put together common traps insurance companies use against policyholders.

Insurance Company Traps with Record Statements

One common trap insurance companies use is to pressure policyholders into giving recorded statements without an attorney present. The insurance company will try to make it seem like it’s a simple and straightforward process. However, anything you say can be used against you later. If you misspeak or forget to mention something, the insurance company can use that against you to reduce your compensation or place more blame on you.

It’s important to know that you are not required to give a recorded statement without an attorney present. If the insurance company pressures you into doing so, politely decline and tell them you will consult with your attorney first.

Denied Benefits & Record Statements

Another trap insurance companies use is threatening policyholders that they won’t be able to authorize a rental car unless they give a recorded statement. This is not true. The insurance company cannot withhold benefits you are entitled to, such as a rental car, just because you refused to give a recorded statement.

If you’ve been in a car accident, it’s important to consult with an experienced attorney before speaking with the insurance company. Our Texas and Louisiana car accident attorneys can help you navigate the claims process and ensure you get the compensation you deserve.

Contact our Texas and Louisiana car accident attorneys today at (318) 221-1508 to learn more about your options to seek compensation!

Morris & Dewett provides this information to the public for general education and interest. The firm does not represent clients in every topic discussed in legal & injury news. The information is curated and produced based on trends in law, governance, and society to present relevant issues to the general public. Every effort is made to provide accurate information. Do not make any decision solely based on the information provided, please seek relevant counsel for each topic area. Consult an attorney before making any legal decision, consult a doctor before making any medical decision, and consult a financial advisor before making any fiscal decision. If you have any legal needs that we can assist you with, please do not hesitate to contact us.

Morris & Dewett Will Answer Your Questions and Help You Recover