Our Injury Attorneys Can Help if you have been injured because of negligence
Roofing is an incredibly dangerous profession. All too often, roofers fall from the roof, resulting in severe to catastrophic injuries that can, in many cases, permanently alter the course of their lives. Not only do those injuries mean substantial pain, they can also mean immense medical bills, time off work, and limitations that can last for the rest of the victim’s life.If you suffer injuries in a roofing accident, you may have the right to pursue compensation, either through a personal injury claim or through a workers’ compensation claim. At Morris & Dewett Injury Lawyers, our experienced roofing injury lawyers can help you learn more about your rights and pursue the compensation you deserve.
Roofing Injuries: The Basics
Around 2.4 out of every 100 roofers each year suffer a non-fatal accident on the job. Around 59 roofers out of 100,000 suffer fatal injuries each year. Roofers often work at the top of buildings and must navigate potential fall hazards while dealing with heavy items. Often, companies fail to provide adequate safety equipment, further increasing injury risk.Roofing injuries include:
Workers’ Compensation Claims for Roofing Accidents
Roofing injuries generally occur on the job. Any time a workplace injury occurs, regardless of who caused the injury or what factors may have contributed to it, workers have the right to pursue a claim for workers’ compensation. Workers’ comp helps provide coverage for many of the expenses associated with an on-the-job accident, alleviating some of the stress roofing accident victims may feel as they recover from their injuries.
Coverage for Medical Bills After a Roofing Accident
Workers’ compensation generally pays the medical bills associated with a roofing accident directly. You will not have to worry about paying those bills up front and waiting for compensation; instead, you will let any care providers know that workers’ comp will need to take care of your medical costs. You may have to receive approval for non-emergency medical procedures before you proceed with treatment. In some cases, workers’ comp may require you to use specific providers for your medical needs. However, you have the right to pursue a secondary evaluation from an outside provider if you disagree with the options provided to you or if you feel that you have not received the care you need and deserve following a workplace accident.
Wage Payment While Recovering from a Roofing Injury
In addition to covering the medical bills associated with an accident, workers’ compensation will pay out a percentage of your usual wage, usually 2/3 of your income, while you cannot work due to your roofing injuries. Those wage payments will continue while you remain out of work but will cease once you are able to return to work after recovering from your injuries.
Settlements Following Catastrophic Roofing Injuries
Most of the time, workers’ comp will take care of payments for the duration of your recovery from your injuries. In some cases, however, you may have catastrophic injuries from which you will never fully recover. In those cases, workers’ comp may issue a settlement that ends its obligation to you. Once you receive a settlement, often based on the anticipated cost of future medical bills, you will no longer receive workers’ comp wage payments, and workers’ comp will no longer cover your medical bills. Working with a skilled worker’s compensation law firm, like Morris & Dewett Injury Lawyers, can help you more successfully navigate the settlement process and ensure that you receive fair compensation for your losses.
Personal Injury Claims After a Roofing Accident
You have grounds for a personal injury claim following a roofing accident when another party’s negligence leads to your accident and injuries. You may, for example, have grounds for a personal injury claim if:
Your employer forces you to work in potentially dangerous weather conditions despite knowing the increased risk associated with the activity
Your employer fails to provide adequate safety equipment
Safety equipment fails due to a design flaw or manufacturing defect
Safety equipment does not work properly due to poor maintenance
The owner of the building does not provide adequate information about the condition of the building and potential hazards related to the incident
If you believe that another party’s negligent action caused your accident, talk to your roofing injury lawyer about whether you have grounds to file an injury claim and how you can maximize the compensation you can recover for your injuries.
Compensation in Personal Injury Claims for Roofing Accidents
Compensation for personal injury claims looks different than the compensation you will recover through workers’ comp. While workers’ comp will generally pay out over time, throughout your recovery, a personal injury claim will pay out a lump sum at the conclusion of the claim.
You will work with your care provider to arrange your medical costs when you file a personal injury claim without a workers’ comp claim. A personal injury claim will then pay out compensation based on those costs, which you can use to cover the cost of many of your medical bills. You may need to keep track of co-pay and deductible amounts, especially for those bills paid up-front in order to receive treatment. Make a note of any payments made toward your bills and keep up with all medical bills as they come in so that you can clearly establish the medical costs you faced because of your roofing accident.
As part of your roofing accident claim, you can include any wages that you missed because of the accident. Talk to your roofing accident lawyer about all hours missed at work, including time missed at work directly after the accident, time you had to miss for any follow-up procedures or needs, or time you had to miss because you could only work limited hours during your recovery.
Pain and Suffering
Unlike workers’ comp claims, personal injury claims will also pay you for the pain and suffering you faced as a direct result of your accident. A serious injury often causes not only significant physical pain but also immense emotional stress. Many victims struggle with the loss of independence or the changes in relationships they have to contend with after a serious accident. Your roofing accident lawyer can help you evaluate the suffering you faced after your accident and give you a better idea of how to include it as part of a comprehensive roofing accident claim.
The Statute of Limitations in Roofing Accident Claims
The statute of limitations governs how long you have to file a claim for compensation after a serious injury. Each state sets its own statute of limitations. In Louisiana, you have one year after the date of the accident or the date on which you discover the extent of your injuries, to file a personal injury claim. Texas law allows for two years after the date of the incident to file a claim.
Morris & Dewett Injury Lawyers: Your Roofing Injury Lawyers
Dealing with the aftermath of a roofing accident causes substantial physical pain and emotional distress. You need a dedicated legal team that will help you pursue compensation following your accident. At Morris & Dewett, we have extensive experience in a variety of personal injury and workers’ comp cases. We have successfully helped our clients recover millions of dollars in compensation for their injuries.
Serving Our Clients is Our Passion
At Morris & Dewett, serving our clients is our highest calling. We focus on representing all the needs of our clients, focusing on their best interests and their rights as we guide them through the complex claim process. We understand the challenges clients can face every step of the way, from the struggle of getting approval for the medical procedures they need through workers’ comp to the challenge of clearly establishing the compensation they should expect as part of a personal injury claim, and we aim to make that process easier and less stressful.
We Know Your Rights
After a serious roofing injury, you may be unsure what rights you have or how you can protect yourself financially as you deal with the substantial medical bills that usually accompany those injuries. At Morris & Dewett, our roofing injury lawyers know your rights and will communicate them to you as we fight to protect them. Dealing with an injury after a roofing accident can feel overwhelming. At Morris & Dewett Injury Lawyers, we strive to help our clients reduce stress as they deal with those challenges.
Why You Need a Roofing Injury Lawyer
After a roofing accident, you may assume that workers’ comp will simply take care of everything you need. However, that process may not go as smoothly as you would have hoped. In many cases, especially after catastrophic injuries, insurance companies will try to minimize the compensation they have to pay out so that they can avoid the financial burden. Working with a lawyer can help you avoid several common snags and challenges in the claim process.
Investigating Your Claim
At Morris & Dewett, our roofing injury lawyers will start with a comprehensive evaluation of what led to your accident and injury. We will look into all the details to determine whether you have grounds for a personal injury claim in addition to a workers’ comp claim. We will also help you determine how a personal injury claim can impact your finances and the best course of action so that you can protect yourself as you recover from your injuries. Our roofing injury lawyers will compile that evidence into a comprehensive case that clearly displays who caused your accident and the compensation you may deserve for your injuries.
Laying Out Your Damages
The insurance company, whether workers’ comp or an insurance company that covers the liable party, will often try to minimize the compensation it pays out. The insurance company may try to claim that you did not suffer those injuries at the time of the accident or that you did not really need the medical treatment you claim, which would mean that the company does not have to pay out for those specific elements. Our roofing injury lawyers will help you clearly lay out when your injuries occurred and the specific damages you sustained, including working with medical experts where necessary so that you can receive a fair settlement for your damages.
Fighting Unfair Settlement Offers
Often, the insurance company will start with a low settlement offer: one that fails to incorporate all the damages you sustained in the accident. You may even feel a great deal of pressure to accept that offer quickly, either because of your own financial challenges or because you fear the insurance company will take that offer off the table. At Morris & Dewett, we start by making sure that you understand the full damages you can claim as part of your injury claim and how much compensation you should expect. We review the relevant insurance policies and identify all potential coverage areas to ensure that you do not miss out on any of the compensation you deserve for your injuries. Then, we fight against the insurance company on your behalf. Our roofing accident lawyers will negotiate aggressively to maximize the compensation you can recover. While most claims settle out of court, if you do have to take your roofing accident claim to the courtroom, we will present your case in a clear, compelling manner and argue on your behalf to increase the odds that you will recover fair compensation.
Fighting for the Medical Care You Deserve
If your roofing accident occurred on the job, you will likely have to go through workers’ comp for your medical care. That includes getting approval for the medical care procedures you need. In many cases, workers’ comp may delay approval for those procedures, increasing the time needed for you to recover from your injuries and, in some cases, decreasing the strength and mobility you will ultimately regain. At Morris & Dewett, we will fight to get your medical needs approved as soon as possible. We will also make sure you understand your rights when it comes to getting a second opinion or choosing the treatment that works best for your needs, not necessarily the one that fits workers’ comp’s plans.
Getting the Time You Need to Recover
Workers’ comp payments will continue as long as you remain out of work following a roofing injury. If you go back to work, however—even if you go back to work on a part-time or limited basis—those payments stop. Workers’ comp or your employer may pressure you to get back to work before you feel ready, even if you have considerable limitations or ongoing pain that could make it dangerous for you to try to resume your usual job duties. Our roofing injury lawyers will fight to help you protect the time you need to recover, including displaying medical evidence of the time you need to make a full recovery.
Supporting Needed Accommodations
Sometimes, when you’re ready to return to work, you will need accommodations that will make it possible for you to work despite new limitations related to your roofing injuries. Workers comp will often fight back on those accommodations or insist that you can return to work without them. Our roofing injury lawyers will fight to help you get any modifications necessary to make your job possible.
Reducing Your Stress
Navigating the aftermath of a roofing injury is incredibly stressful. Not only do you have to think about your medical needs, you may have significant concerns regarding your finances. Dealing with workers’ comp or filing a personal injury claim should not be the most stressful part of the process. Unfortunately, for many roofing accident victims, it is. A roofing accident lawyer can reduce your stress and support you as you navigate the claim, making the process much smoother and allowing you to focus on your recovery.
Contact a Roofing Injury Lawyer at Morris & Dewett Injury Lawyers
A roofing accident can turn your life upside down. At Morris & Dewett Injury Lawyers, our team of experienced personal injury attorneys has the tools necessary to help you file a claim and recover fair compensation for your losses. Reach out today for a free consultation to discuss your right to compensation.