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car accident no insurance

What Happens After a Car Accident with No Insurance? Legal Options and Next Steps

2024AnswersInjuriesInsuranceMotor VehicleCar Accident
Accidents are already stressful. They're even more complicated if an uninsured driver hits you or you don’t have auto insurance coverage. Having car insurance helps soften the financial blow that...
wrongful death

Will Insurance Cover Wrongful Death Losses?

2024AnswersInsuranceWrongful Death
Depending on the circumstances surrounding someone's death, insurance may cover some wrongful death losses. The decedent’s personal representative may still need to file a wrongful death lawsuit to secure full...
subrogation

Subrogation in Louisiana Law

2024AnswersInsuranceLouisianaLegal DefinitionsSubrogation
Subrogation is the right of an insurance company or other interested party to receive reimbursement after they have covered a claim. This is common in motor vehicle accident claims where...

Does Liability Change if You Are Driving Without a License?

AnswersHighway SafetyInsuranceLiability
Driving Without a License? While driving without a license in Louisiana, Texas, or any other state is illegal, it is a far too common practice nationwide. The issue with unlicensed...
a motorcycle, blue, on a white shield with hands covering them symbolizing motorcycle insurance

Is Motorcycle Insurance Separate From Car Insurance?

InsuranceMotorcycle
Nearly every state in the United States mandates motorcyclists to have insurance coverage. If you are a motorcyclist, you must show proof of insurance policy when registering your motorcycle before you...
a mobile phone with a graphic stating car insurance

If my car is totaled, will insurance pay it off?

InsuranceMotor VehicleGap CoveragePay OffTotaled Car
may wonder what to expect when your car is totaled. This happens when the cost to repair a vehicle exceeds the amount it was worth prior to any damage. The...
hurricane evacuation route sign on a highway

Time Limits For a Hurricane Damage Claim in Texas?

InsuranceTexasHurricane
If you live in Texas, you know the damage a hurricane can cause. As hurricane season approaches each year, the risk of severe property damage increases. Part of your preparation...
a top down view of a hurricane over the open ocean

Time Limits For Hurricane Damage Claim in Louisiana?

InsuranceLouisianaHurricane
Louisiana residents know all too well the damage a hurricane can do. These powerful storms seem to happen more often and do more damage than ever before. You could be...

What Is Personal Injury Protection Insurance?

AnswersInsurance
Personal Injury Protection (PIP) insurance is a type of auto insurance coverage that is designed to give people financial protection in the event of a car accident. While PIP insurance...

What Is a Diminished Value Claim?

AnswersInsurance
In the days following an accident, when you are calculating the monetary impact that the accident will have on your short- and long-term finances, you may fail to consider the...