Answers To Frequent Questions

A dictionary style entry describing the legal term force majeure

What Is Force Majeure in an Insurance Contract?

AnswersLegal ProcessForce MajeureInsurance Contract

You take out insurance coverage to protect yourself from foreseeable bad events. For example, when you buy car insurance, the insurance company understands that you may crash your vehicle in...

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What Is Considered Sexual Abuse in Texas?

AnswersLegal ProcessTexasSexual Abuse

Understanding sexual abuse in Texas can help you protect your legal rights. If you or someone you know is a sexual abuse victim, there are ways to protect yourself and...

What Is Considered Sexual Abuse in Louisiana?

AnswersInjuriesLegal ProcessLouisianaSexual Abuse

Sexual abuse is highly traumatizing for victims. It can include several types of conduct, including unwanted touching, sexual advances, and much more. Sexual abuse in Louisiana is also a crime,...

A graphic of a contract with the word waiver underlined in red

What Is a Texas Worker’s Comp Waiver Form?

AnswersOn The JobTexasWaiver FormWorkers Comp

Navigating Texas worker's comp can be fraught with difficulty. State laws confuse the process, and claims are frequently denied or underpaid. Employees may be better served by signing a worker's...

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What Is a Mass Tort?

AnswersLegal ProcessMass Tort

A mass tort case handles many plaintiffs who suffered similar injuries from the same circumstance or incident. It can cover a few dozen to tens of thousands of plaintiffs in...

A international waters cargo vessel full of containers at seas representign a jones act vessel

What Is a Jones Act Vessel?

AnswersMaritimeJones Act

If you were injured while working on a boat or similar vessel, you may recover compensation for your injuries under the Jones Act. However, there are strict requirements you must...

A had palm outward symbolizing the stop violence against women

What Is the Statute of Limitations for Sexual Abuse in Texas?

AnswersLegal ProcessTexasSexual AbuseStatute of Limitations

Sexual abuse is one of the most tragic crimes, whether it occurred to you as an adult or as a child. The damage done to you and others can include...

African american woman wearing a white blouse rubbing her temple from a persistent headache after an accident

What Are the Risks of Persistent Headache After an Accident?

AnswersMedicalAccidentPersistent Headache

Motor vehicle crashes, sports injuries, occupational accidents, assaults, and falls may result in concussions, a type of head injury that causes bruising of the brain. Concussions are also known as...

$A well head on an open filed symbolizing fracking oil and gas on a property$

What are the risks of fracking on your property?

AnswersIndustrialPropertyFrackingOil and Gas

Hydraulic fracturing, more commonly known as fracking, is an unconventional way of extracting oil from the ground for commercial purposes. This technique blasts water, sand, and chemicals into the bedrock...

A graphic photo of a man with a highlighted brain and a red line running through it symbolizing nerve damage or issues

What Are the Risks of Nerve Damage?

AnswersMedicalNerve DamageRisk

Nerve damage, or peripheral neuropathy, affects 2.4% of people worldwide and carries a number of long-term risks, including burns, falls, foot wounds, infection, sepsis, and amputation if left untreated. Early...

A burning building in an industrial district

What Are the Most Common Industrial Accidents?

AnswersIndustrialOn The JobIndustrial Accidents

Employers have a responsibility to protect workers from harm while in their employment. Failure to do so leaves the employer open to liability for any injuries that occur. Many common...

A black and a gray car wrecked from a head on collision

What Are the Most Common Injuries From Head on Collisions?

AnswersHighway SafetyMotor VehicleCar AccidentCommon Injuries

Car accidents are deadly. Especially head-on collisions when the force of impact is tremendous. In the cases where this type of accident isn’t fatal, the injuries can be life-changing. In...

Photo of a white motorcycle helmet laying on a paved road after an accident

What Are the Most Common Injuries Sustained in Motorcycle Accidents?

AnswersMotor VehicleCommon InjuriesMotorcycleMotorcycle Accident

Motorcycle accidents occur for different reasons, with varying degrees of impact. Some have more severe adverse effects than others. Sometimes, the negligence of motorists causes motorcycle accidents, and other times...

Young doctor in white holding an xray photo of a back

What Are the Most Common Spinal Injuries From Accidents?

AnswersMedicalBack PainSpinal InjurySymptoms of Back Injuries

The spine is central in the human body’s structure, and unfortunately, it is highly vulnerable to the violent force of an accident. And when a person injures their spine, it...

A wrecked red vehicle after a major accident being hauled away because of severe damage

What Are the Psychological Effects of a Serious Vehicle Accident?

AnswersMedicalMotor VehicleAcute Stress DisorderMental Health

Survivors of serious motor vehicle accidents often suffer from psychological damage, particularly if a crash was especially violent or a death was involved. Drivers, passengers, and even witnesses can develop...

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What happened at the Deepwater Horizon?

AnswersIndustrialMaritimeDeepwater HorizonOil and Gas

The Deepwater Horizon disaster of 2010 caused 134 million gallons of oil to pour into the Gulf of Mexico, killing 11 people and injuring 17 more. It had devastating ecological...

A photo of an athlete stretching out their leg with the knee bones highlighted with a graphical overlay

What Are the Risks From a Shattered Knee Injury?

AnswersInjuriesKnee Injury

A person's ability to walk, run, crouch, and jump are all dependent on healthy, functioning knees. A shattered knee injury can cause significant pain, and you may need extensive medical...

Mri image of a broken collarbone with the break highlighted in red

What Are the Risks From a Broken Collarbone Injury?

AnswersInjuriesBroken Collar Bone

A broken collarbone is a very common injury, but one that carries risks to your health. These breaks are common in car accidents, slip-and-falls, and many work-related accidents. Others are...

A highlighted mri photo of a broken femur highlighted with red

What Are the Risks From a Broken Femur?

AnswersInjuriesBroken Femur

femur is the strongest bone in the human body, requiring considerable force to break. Motor vehicle accidents are the leading cause of broken femurs due to the violent movement the...

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What Are the Risks From a Broken Neck?

AnswersInjuriesBroken Neck

Few injuries are as serious as a broken neck. A broken neck may occur after a very serious accident and lead to catastrophic injuries. These injuries and their complications can...